Why Use A Finance Broker?
A Finance Broker is very useful in the process of obtaining finance for your purchase of a vehicle, boat, caravan, or equipment whether it is for business use or personal use. Sometimes it’s not always about getting the cheapest rate, which of course is our first priority, however most times it’s about getting the finance approved, having the loan set up under the correct loan structure for tax and other reasons and then getting it settled in timely manner so you can make use of your new car/vehicle/equipment/busines as soon as possible.
We guarantee your loan will be executed with the utmost professionalism, accuracy and efficiency on your behalf.
If you’re busy in your business or job or not experienced in packaging your finance application to ensure a hassle free loan process then leave all the painstaking stuff of dealing with lenders and their credit policies to us. Most times we have the finance ready before you have finalized your purchase and you can even get your finance pre-approved so you can wheel and deal with the dealer as though you are a cash buyer helping you save even more money.
Couple our car finance process with our car buying service JIVVE (see VIP Car Buying Service under ‘Services’) and our insurance service then you don’t even have to leave your home, office, or work place. Most of the process can be done over the phone and we come to you for the sign up.
If your purchase is tax related we will communicate with your accountant, with your permission, to ensure the correct loan structure to ensure maximum tax benefits and then provide your accountant with the relevant documents post settlement so they have them ready for the preparation of your next tax return so you don’t miss out on any legitimate tax deductions. Most of the process you won’t even know is going on. See our testimonials from many happy customers.
We also have many years of experience in these matters and can advise on many issues relating to finance. Additionally we can assist in cash flow projections and business plans which is a must for start up businesses.
How do we get paid? The lenders are not silly and are in the business of making money, as are we and as you are I suspect. The lenders essentially pay us to do their work for them in putting your loan application together, introducing you to the lender and managing it through to settlement.
The Lenders see Finance Brokers as providing you with a more personalized and flexible service at a far less cost than bank employees can do it. There is no difference in the cost to you whether you get a loan direct through a bank or via us. In fact in most cases we will save you money as we tell you what some lenders don’t tell you.
At Total Finance we go beyond the finance broking service and provide a whole service around managing the whole purchase process.
So if you want peace of mind knowing you are dealing with experienced finance brokers then be sure to contact us when you are seeking finance for your next purchase, better still contact us before you make your next purchase. It could save or make you thousands of dollars.
Have a great day
Regards
Bruce Cruickshank
Total Finance Corporation Pty Ltd
PO Box 4161 Gumdale Qld 4154
Ph 07 3393 6428 Fax 07 3396 0439
“The best at arranging your finance for property, vehicles, plant & equipment, business and personal needs.”
