Commercial Business Loans

Property

We can source for you Commercial products for both large and small property investment and development transactions. Available with flexible terms and Low Doc options.

Franchising

Lenders identify various franchising groups and will lend against the strength and success of their business model. The level of funding available will be determined by reputation and can vary from lender to lender.

Cash flow lending

To preserve valuable business cash flow Finance can be made available for annual fees such as Insurance premiums, Fleet Registrations, Superannuation, Government rates and taxes and professional Fees. We understand the importance of businesses meeting their financing and transactional requirements. So we can identify businesses being able to finance and leverage their balance sheet, based on the strength of their cash flow.

Medical/Pharmacists

There are many lending specialists in this field who can provide funding for all sorts of requirements to this specialised field which we can source and deliver.

Professionals – Accounting/Solicitors

If you are seeking funding to buy into a firm, buyout another firm or for any other worthwhile purpose in your business then we know how to do it.

Other specialist areas - Childcare

Lenders identify various specialist business groups and will lend against the strength and success of their business specialty. The level of funding available will be determined by industry type meeting certain criteria which can vary from lender to lender.

Debtor Financing

Provides additional source of cash flow from otherwise unrealisable assets such as your debtors to allow you to purchase new stock etc without having to put up real estate or other valuable and protective assets. Great for businesses with multiple partners who are unwilling or unable to equally contribute capital to grow the business.

Agribusiness

Each agribusiness faces different challenges and has unique needs - from surviving fluctuating cash flows to the unpredictability of the weather. Since managing a successful agribusiness requires such a distinctive approach, we can put you in touch with Agribusiness bankers based throughout the country. This allows you to talk to a dedicated specialist with an in-depth knowledge of your region and the issues affecting your business.

Bank Guarantees

The Bank guarantees payment on your behalf, where you would otherwise have to lodge a cash deposit (e.g. rental or electricity), or provide a contract performance guarantee with a third party.

Business Loan

A Business Loan can help fund business growth, expansion or any other worthwhile business purpose, with the flexibility of fixed, variable or capped interest rates and a choice of repayment options to suit cash flow requirements.

Commercial Bill Facility

This is a flexible loan facility that allows you to draw down and repay funds to suit cash flow requirements. A Commercial Bill Facility can be customised to protect against interest rate risk.

Business line of credit

A Business Line of Credit is a revolving line of credit offering flexibility, value and control. Designed as a long-term debt facility, it is especially suited to business expansion or investment purposes.

Business overdraft

An overdraft can help improve cash flow, by providing working capital to fund business operation needs at an agreed amount.

Trade Finance Letters of Credit

In addition to traditional loan facilities you can choose from a range of short or long term trade finance solutions to fund your import or export transactions.